15 November, 2008

Himalayan Bank



Himalayan Bank was established in 1993 in joint venture with Habib Bank Limited of Pakistan. Despite the cut-throat competition in the Nepalese Banking sector, Himalayan Bank has been able to maintain a lead in the primary banking activities- Loans and Deposits.
Legacy of Himalayan lives on in an institution that's known throughout Nepal for its innovative approaches to merchandising and customer service. Products such as Premium Savings Account, HBL Proprietary Card and Millionaire Deposit Scheme besides services such as ATMs and Tele-banking were first introduced by HBL. Other financial institutions in the country have been following our lead by introducing similar products and services. Therefore, we stand for the innovations that we bring about in this country to help our Customers besides modernizing the banking sector. With the highest deposit base and loan portfolio amongst private sector banks and extending guarantees to correspondent banks covering exposure of other local banks under our credit standing with foreign correspondent banks, we believe we obviously lead the banking sector of Nepal. The most recent rating of HBL by Bankers’ Almanac as country’s number 1 Bank easily confirms our claim.
All Branches of HBL are integrated into Globus (developed by Temenos), the single Banking software where the Bank has made substantial investments. This has helped the Bank provide services like ‘Any Branch Banking Facility’, Internet Banking and SMS Banking. Living up to the expectations and aspirations of the Customers and other stakeholders of being innovative, HBL very recently introduced several new products and services. Millionaire Deposit Scheme, Small Business Enterprises Loan, Pre-paid Visa Card, International Travel Quota Credit Card, Consumer Finance through Credit Card and online TOEFL, SAT, IELTS, etc. fee payment facility are some of the products and services. HBL also has a dedicated offsite ‘Disaster Recovery Management System’. Looking at the number of Nepalese workers abroad and their need for formal money transfer channel; HBL has developed exclusive and proprietary online money transfer software- HimalRemitTM. By deputing our own staff with technical tie-ups with local exchange houses and banks, in the Middle East and Gulf region, HBL is the biggest inward remittance handling Bank in Nepal. All this only reflects that HBL has an outside-in rather than inside-out approach where Customers’ needs and wants stand first.
HBL is not only a Bank, It is committed Corporate Citizen
Corporate Social Responsibility (CSR) holds one of the very important aspects of HBL. Being one of the corporate citizens of the country, HBL has always promoted social activities. Many activities that do a common good to the society have been undertaken by HBL in the past and this happens as HBL on an ongoing basis. Significant portion of the sponsorship budget of the Bank is committed towards activities that assist the society as large.
The Bank’s Vision:
Himalayan Bank Limited holds of a vision to become a Leading Bank of the country by providing premium products and services to the customers, thus ensuring attractive and substantial returns to the stakeholders of the Bank.
The Bank’s Mission:
The Bank’s mission is to become preferred provider of quality financial services in the country. There are two components in the mission of the Bank; Preferred Provider and Quality Financial Services; therefore we at HBL believe that the mission will be accomplished only by satisfying these two important components with the Customer at focus. The Bank always strives positioning itself in the hearts and minds of the customers.
The Bank’s Objective:
To become the Bank of first choice is the main objective of the Bank.




Himalayan Bank has access to the worldwide correspondent network of Habib Bank for fund transfer, letter of credit or any banking business anywhere in the word. Habib Bank is the largest and oldest bank in Pakistan having over 1700 domestic and 65 overseas branches covering all continents and over 1800 correspondents worldwide. Besides, Himalayan Bank has correspondent arrangement with 178 internationally renowned banks like Citibank, ABN Amro etc.
List of Countries having Correspondent Relationship
Australia
Luxembourg
Belgium
Lebanon
Bangaladesh
Maldives
Czech Republic
Malaysia
China
New Zealand
Canada
Norway
Denmark
Oman
Dubai
Pakistan
Egypt
Qatar
France
Philippines
Finland
Spain
Germany
Singapore
Hongkong
Saudi Arabia
Netherlands
Switzerland
India
Sri Lanka
Italy
Sweden
Indonisia
Slovak Republic
Japan
Thailand
Korea
Taiwan
Kazakhstan
USA
London
United Kingdom


products and services


Himalayan Bank offers a wide range of deposit products that caters to your requirement. HBL brings you the convenience of networked branches/ATMs and facility of E-channels like Internet, and SMS Banking. In simple words, HBL brings banking at your doorstep.
Fixed Deposit
Savings Deposit
Current Account
Premium Savings Account
Call Deposit
Bishesh Savings Account
Recurring Savings Account
Jumbo Term Deposit
Awards And Recognitions
Awards and Recognitions received by Himalayan Bank Limited in the last five years
Number 1 Bank of Nepal- 2006 awarded by The Bankers’ Almanac, Britain
Number 1 Bank of Nepal- 2003 awarded by The Bankers’ Almanac, Britain
National Excellence Award- 2003 awarded by Federation of Nepal Chambers of Commerce and Industry


The Bankers' AlmanacWorld Ranking 2006
The Bankers' Almanac World Ranking 2003
Head Office
Karmachari Sanchaya Kosh Building,
Tridevi Marg,
Thamel, P.O. Box 20590,
Kathmandu, Nepal.
Telephones : 4227749, 4250201
Telefax : 977-1-4222800
Telex : 2789 HIBA NP,
Swift HIMANPKA Email : himal@hbl.com.np

time in Nepal